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What various schemes are the Civil Service Pension arrangements made up of?

3.1.1 The Civil Service Pension (CSP) arrangements are made up of a number of different schemes, including some where the member contributes to their own investment fund. Table 1 gives an overview of the arrangements.
You can find further details in sections 3.2 (‘Overview of schemes’), 3.3 (‘Other Schemes’) and 3.4 (‘Scheme Flexibilities’).


Table 1 - The CSP arrangements

alpha A Defined Benefit scheme (Career Average - CARE). Pension builds up at 2.32% of actual pensionable earnings each scheme year. Introduced 1 April 2015. Most new entrants after that date will join this scheme.
nuvos A Defined Benefit scheme (Career Average - CARE). Pension builds up at 2.3% of pensionable earnings each scheme year. Introduced 30 July 2007. Closed to new entrants from 31 March 2015 except those with a recent public sector pension, see section 4 (‘Your responsibilities when staff join’) for more details.
premium

A Defined Benefit pension scheme based on final salary.
Introduced 1 October 2002. Now closed to new entrants.

partnership A Defined Contribution (‘money purchase’) pension.
classic A Defined Benefit scheme based on final salary. It was open to Civil Servants from 1972 – 2002. The name classic came into effect 1 October 2002. Now closed to new entrants.
classic plus A Defined Benefit pension scheme based on final salary. It was available from 1 October 2002 for staff in post on 30 September 2002. Now closed to new entrants.
The Civil Service Supplementary (Earnings Cap) Scheme

This provides benefits on pensionable earnings above the earnings cap.

Closed to new members from 6 April 2006.

Designated stakeholder pension scheme A Defined Contribution (money purchase) arrangement, offered as a way for staff to boost their retirement income, regardless of whether they already belong to one of the Defined Benefit schemes or partnership. Closed to new entrants from 1 June 2018 and to existing members from 1 September 2018.
Section 3.3 (‘Other Schemes’) gives further details.

 

Table 2 - Other schemes managed by the Scheme Manager (Cabinet Office)

The Civil Service Additional Voluntary Contributions Scheme (CSAVCS) The Civil Service Additional Voluntary Contributions Scheme (CSAVCS) A money purchase arrangement for Civil Service pension scheme members to provide an additional pension, where contributions are paid to one of a panel of approved pension providers for investment in a fund or selection of funds. Available to classic, classic plus, premium, nuvos and alpha members. Closed to new entrants from 1 September 2018.
Section 3.3 (‘Other Scheme’) gives further details.
Additional Voluntary Contribution (AVC) Scheme A money purchase arrangement for Civil Service pension scheme members to provide an additional pension, where contributions are paid to an approved pension provider for investment in a fund or selection of funds. Available to classic, classic plus, premium, nuvos and alpha members from 1 September 2018.
Section 3.3 (‘Other Schemes’) gives further details.
The Civil Service Compensation Scheme (CSCS) The scheme providing compensation benefits for civil servants who leave employment because of voluntary exit, voluntary redundancy or compulsory redundancy. The scheme also provides compensation for dismissal on the grounds of efficiency, where compensation can be paid at an employer’s discretion.
Sections 3.3 (‘Other Schemes’) and 6.3 (‘Early departure and ill health’) give further details.
The Civil Service Injury Benefit Scheme (CSIBS) The scheme providing Injury Benefit for a qualifying injury during the course of official duties which then impairs earning capacity.
Section 5 (‘Your responsibilities when staff are in service’) gives further details.
The Partnership Pension Account Ill-Health Benefits Arrangements The Partnership Pension Account Ill-Health Benefits Arrangements Provides a lump sum to those who retire for ill health reasons and hold a partnership pension account.
The Partnership Death Benefit Arrangements Provides a lump sum death benefit to the dependants of those who have died in service with a partnership pension account.

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